Deposit Rates
Rates Effective as of
|
Checking Accounts
|
|
Account Type
|
Interest Rate
|
APY*
|
Minimum Opening Deposit
|
Minimum Daily Balance to Obtain APY
|
|
First Choice Plus
|
.05%
|
.05%
|
$100
|
$0.01
|
|
First Choice Premier
|
.15%
|
.15%
|
$100
|
$0.01
|
|
Secure Plus Checking
|
2.47%
|
2.50%
|
$100
|
$10,000
|
|
Consumer Money Market
|
|
|
|
|
|
.01 to 499.99
|
.05%
|
.05%
|
$500
|
$0.01
|
|
500 to 4,999.99
|
.10%
|
.10%
|
$500
|
$0.01
|
|
5,000 to 24,999.99
|
.15%
|
.15%
|
$500
|
$0.01
|
|
25,000 to 49,999.99
|
.20%
|
.20%
|
$500
|
$0.01
|
|
50,000 and over
|
.25%
|
.25%
|
$500
|
$0.01
|
|
First Choice Premier MMA
|
|
|
|
|
|
50,000 to 74,999.99
|
.40%
|
.40%
|
10,000.00
|
50,000.00
|
|
75,000 to 99,999.99
|
0.50%
|
0.50%
|
10,000.00
|
75,000.00
|
|
100,000 and over
|
0.60%
|
0.60%
|
10,000.00
|
100,000.00
|
|
First Choice Business Plus
|
.05%
|
.05%
|
$100
|
$0.01
|
|
Commercial Money Market
|
|
|
|
|
|
.01 to 999.99
|
.05%
|
.05%
|
$1,000
|
$0.01
|
|
1,000 to 14,999.99
|
.10%
|
.10%
|
$1,000
|
$0.01
|
|
15,000 to 49,999.99
|
.15%
|
.15%
|
$1,000
|
$0.01
|
|
50,000 and over
|
.20%
|
.20%
|
$1,000
|
$0.01
|
|
Business Premier Money Market
|
|
|
|
|
|
10,000 to 49,999.99
|
0.50%
|
0.50%
|
$10,000
|
$10,000
|
|
50,000 to 74,999.99
|
1.24%
|
1.25%
|
$10,000
|
$50,000
|
|
75,000 to 99,999.99
|
1.24%
|
1.25%
|
$10,000
|
$75,000
|
|
100,000 and over
|
1.24%
|
1.25%
|
$10,000
|
$100,000
|
Rates may change after the account is opened.
Fee could reduce earnings.
|
|
Savings Accounts
|
|
Account Type
|
Interest Rate
|
APY*
|
Minimum Opening Deposit
|
Minimum Daily Balance to Obtain APY
|
|
Savings
|
.25%
|
.25%
|
$50
|
$0.01
|
|
Young Savers
|
.25%
|
.25%
|
$0
|
$0.01
|
Rates may change after the account is opened.
Fees could reduce earnings.
|
|
Certificates of Deposit/IRAs
|
|
Account Type
|
Interest Rate
|
APY*
|
Minimum Opening Deposit
|
Minimum Daily Balance to Obtain APY
|
|
1 month CD
|
.75%
|
.75%
|
$500
|
$500
|
|
3 month CD
|
.90%
|
.90%
|
$500
|
$500
|
|
6 month CD
|
1.49%
|
1.50%
|
$500
|
$500
|
|
12 month CD
|
1.24%
|
1.25%
|
$500
|
$500
|
|
18 month CD
|
2.23%
|
2.25%
|
$500
|
$500
|
|
24 month CD
|
1.34%
|
1.35%
|
$500
|
$500
|
|
36 month CD
|
1.49%
|
1.50%
|
$500
|
$500
|
|
48 month CD
|
1.49%
|
1.50%
|
$500
|
$500
|
|
60 month CD
|
1.83%
|
1.85%
|
$500
|
$500
|
|
First Choice Savers CD
|
1.24%
|
1.25%
|
$50
|
$50
|
Rates are applicable for our local market area only.
Rates are subject to change at any time.
A penalty may be imposed for early withdrawal.
|
*Annual Percentage Yield
|
 |
